Does Debt Ever Expire?

Does Debt Ever Expire?

Death and taxes may be forever but debt isn’t. Debt does eventually expire. There are some facts worth knowing before worrying yourself to death about bill collectors and credit card companies seeking money from you until the end of time. While delinquent...
6 Ways Great Credit Scores Can Make Life Easier

6 Ways Great Credit Scores Can Make Life Easier

Knowing your credit score — and the benefits of improving it — can lead to wiser financial decisions. Lenders have their own acceptable level of risk for their credit products, so there isn’t a specific credit score that all lenders use to determine what interest rate...
Rebounding From a Home Loan Rejection

Rebounding From a Home Loan Rejection

First dates don’t always result in marriage and the same is true with a home loan application. Lenders have different requirements for home buyers and people looking to refinance a mortgage, which can make finding the perfect match difficult.  Not every borrower is...
Consumers Often Get Basic Credit Score Details Wrong

Consumers Often Get Basic Credit Score Details Wrong

Most consumers know the basic facts about how their credit score works, but they’re not so savvy on important details that can cost them thousands of dollars, according to a recent national survey. More than 80% of the people responding to the sixth annual credit...
How Do Credit Scores Work?

How Do Credit Scores Work?

Knowing your credit score can be an important step in your financial life. A credit score helps determine what type of risk you are to lenders. It can also affect the interest rate you’re offered on credit cards, auto, and home loans. The higher the credit score...
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