Credit Score Hero Articles

Hand-crafted and hand-picked articles just for our customers

Biggest Moves You Can Make to Improve Your Credit Score

Jan 30, 2017

By Aaron Crowe If you’re having a difficult time getting approve for credit because you have a low credit score, working to improve your credit score can seem like a task that can take years to solve. There are few quick shortcuts you've heard that may improve a...

Where to Find Free Help to File Your Taxes

Jan 23, 2017

By Aaron Crowe If the best things in life are free, then free tax help may be the last thing on that list. Unless you really enjoy working with numbers, preparing your tax returns can be a chore you’d probably rather avoid. Help is available, though often at a cost....

What a Credit Inquiry is and Fixing Unauthorized Ones

Jan 4, 2017

By Aaron Crowe Too many inquiries into your credit report can lower your credit score, which can make it difficult to be approved for credit or get good interest rates on loans. But at least those inquiries are usually done at your request because you’re applying for...

5 Credit Card Problems to Avoid at Christmas

Jan 4, 2017

By Aaron Crowe Christmas shopping can be hectic. Shopping with a credit card can add to the turmoil — if you’re not careful. Whether you’re still paying off last year’s Christmas debt, had your identity stolen or opened a credit card that you now regret, there are...

6 Steps to Financial Goal Planning for Christmas

Dec 5, 2016

By Aaron Crowe December can be one of the most stressful months of the year. At a time when you’d like to spend time with friends and family, the weeks before Christmas can be full of shopping, eating too much, travel and spending too much. Meeting any financial goal...

Maximizing Credit Card Rewards and Other Tips to Save Money at Christmas

Nov 21, 2016

Maximizing Credit Card Rewards and Other Tips to Save Money at Christmas By Aaron Crowe Christmas is a time to splurge on gifts for friends and family. For parents, it can be fun to buy a load of toys for their kids and see their happy faces on Christmas morning....

Small Reminders Can Help Lower Credit Card Debt

Nov 21, 2016

Email reminders from your bank or a banner ad on its website can become annoyances you’d probably rather avoid. But if they’re done as part of a program to send you small reminders about how much using a credit card can cost, they could help you lower your credit card...

How to Make Sure Your Child Has a Clean Credit History

Nov 21, 2016

By Aaron Crowe Identity theft just doesn’t happen to adults. It can happen to children too, even babies, for a simple reason: Thieves can use it to apply for government benefits, open bank and credit card accounts, and apply for a loan. All it takes is getting a...

Stop Those Automatic Renewals on Your Credit Card That You Forgot

Oct 27, 2016

A credit card statement can be the last thing you’ll want to read. It’s only full of bad news — all the charges you made in the past month and now have to pay for. Those numbers can also bring you good news if you look at them carefully and take some action. Chances...

How Credit Card Debt Can Make You Irrational

Oct 27, 2016

If you only want to buy what you can afford, then a credit card can be a poor way to do it and can lead to more credit card debt than you can handle. By the time the bill arrives in the mail, the credit card debt can seem like a long-ago purchase that filled a need at...

Poor Credit Causes Some to Wait 10 Years to Buy a Home

Sep 12, 2016

Deciding when to buy a house — if ever — can be difficult. Having enough money for the many expenses of owning a home is obviously a top concern: a down payment, monthly mortgage payments, insurance, taxes and maintenance, among others. How good of a credit score...

6 Signs You’re Being Sold Illegal Credit Card Add-On Products

Sep 12, 2016

If your bank or credit card provider has ever tried to sell you "payment protection" or a product to monitor your card for identity theft, then you're being sold some credit card add-on products you probably don't need. These and other credit monitoring and...

Credit Theft Danger Signs

Sep 12, 2016

Common Danger Signs to Look For Change of Address – Most people may not think too much about seeing an extra residence address on their credit report that never belonged to them. They may just assume it’s an error, which it may be. But it could also be the beginning...

Why Do I Have So Many Different Credit Scores?

Sep 12, 2016

Your credit score is typically a three digit number based on a scale of 300 to 850. The number is a representation of how risky it is to lend you money or issue you a credit card. The credit score is based on account information, including your payment history, from...

How Marriage Impacts Your Credit

Sep 12, 2016

Getting married allows couples to make a lot of financial decisions together. From buying a car, house or simply deciding where to go out for dinner, spending money and making financial decisions together is part of marriage. Just getting married, however, doesn’t...

Does Debt Ever Expire?

Sep 12, 2016

Death and taxes may be forever but debt isn't. Debt does eventually expire. There are some facts worth knowing before worrying yourself to death about bill collectors and credit card companies seeking money from you until the end of time. While delinquent consumer...

6 Ways Great Credit Scores Can Make Life Easier

Sep 12, 2016

Knowing your credit score — and the benefits of improving it — can lead to wiser financial decisions. Lenders have their own acceptable level of risk for their credit products, so there isn’t a specific credit score that all lenders use to determine what interest rate...

Rebounding From a Home Loan Rejection

Sep 12, 2016

First dates don’t always result in marriage and the same is true with a home loan application. Lenders have different requirements for home buyers and people looking to refinance a mortgage, which can make finding the perfect match difficult. Not every borrower is...