by admin | Sep 12, 2016 | Credit Score
Your credit score is typically a three digit number based on a scale of 300 to 850. The number is a representation of how risky it is to lend you money or issue you a credit card. The credit score is based on account information, including your payment history, from... 
by admin | Sep 12, 2016 | Credit Score
Getting married allows couples to make a lot of financial decisions together. From buying a car, house or simply deciding where to go out for dinner, spending money and making financial decisions together is part of marriage. Just getting married, however, doesn’t... 
by admin | Sep 12, 2016 | Credit Score
Death and taxes may be forever but debt isn’t. Debt does eventually expire. There are some facts worth knowing before worrying yourself to death about bill collectors and credit card companies seeking money from you until the end of time. While delinquent... 
by admin | Sep 12, 2016 | Credit Score
Knowing your credit score — and the benefits of improving it — can lead to wiser financial decisions. Lenders have their own acceptable level of risk for their credit products, so there isn’t a specific credit score that all lenders use to determine what interest rate... 
by admin | Sep 12, 2016 | Credit Card, Credit Score
First dates don’t always result in marriage and the same is true with a home loan application. Lenders have different requirements for home buyers and people looking to refinance a mortgage, which can make finding the perfect match difficult. Not every borrower is... 
by admin | Sep 9, 2016 | Credit Score
Most consumers know the basic facts about how their credit score works, but they’re not so savvy on important details that can cost them thousands of dollars, according to a recent national survey. More than 80% of the people responding to the sixth annual credit...